Insights
What the Data Shows
Data-driven articles on markets, investing, and long-term financial planning - all grounded in real historical data.
The 10 Worst Years in S&P 500 History (1871–2024)
What actually happened in the market's most catastrophic calendar years - and what $10,000 turned into after each one. The data goes back to 1871.
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After the Crash: What S&P 500 Returns Looked Like in the 2 Recovery Years That Followed
History shows the 2 years after the worst 5-year crashes tell a surprisingly consistent story. We ran the data back to 1871.
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Dollar Cost Averaging Into ETFs: What 150 Years of Data Actually Shows
DCA is one of the most recommended strategies in investing. Here's what 150 years of historical data actually says about how well it works - in bull markets, bear markets, and everything in between.
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Will Your Portfolio Last 30 Years? A Monte Carlo Analysis
We ran 1,000 simulations from real Shiller data to answer the question every retiree asks: what are the realistic odds I run out of money?
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