What This Is
Clarity Capital Tools is a platform of data-driven financial analysis tools designed for everyday investors. The focus is practical: helping people explore risk, returns, portfolio behavior, and long-term outcomes with greater clarity.
Built with AI, shaped by real market experience. The tools here reflect the kinds of questions investors actually face - what happens to a portfolio through a crash, how consistent investing holds up over decades, what the data says about recovery after bad stretches.
The flagship suite at investsim.claritycapitaltools.com includes tools for portfolio backtesting, Monte Carlo simulation, S&P 500 historical analysis, sector analytics, crash recovery analysis, and more.
Real Data. Honest Methodology.
Historical market tools draw on the Robert Shiller dataset from Yale Economics, with monthly data stretching from January 1871 to today. Sector analysis uses Yahoo Finance price and dividend data, while cash benchmarks use the FRED federal funds rate.
The methodology is conservative by design. Simulations buy at the monthly high — worst case, not best case. No curve fitting. No cherry-picking.
What It Is For
Built for investors who want something more grounded than standard calculators and sales-driven projections. The goal is straightforward: make market history more useful and portfolio analysis more honest.
The Mission
Investing is often made to look more complicated than it needs to be. The data has a simpler story to tell.
This platform exists for people who would rather look at the numbers than take someone's word for it.